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1. What is UTRADE Rewards about?

UTRADE Rewards is a loyalty programme that rewards our clients with points for choosing UOB Kay Hian as their preferred broker. It is our way of saying “Thank You” for making us your top choice every time you trade.
You can redeem these rewards points for an exciting range of redemption options including trade rebates, trade rewards, lifestyle rewards and education rewards.

2. Who is eligible for UTRADE Rewards Programme?
All UOB Kay Hian clients with any one or more of the following accounts are eligible for the programme:

- Cash (Individual and Joint)      

- Margin (including YieldMax)

- Extended Settlement (ES)


- UTRADE Plus  
3. How do I earn/accumulate rewards points?

For every S$1 of brokerage paid to UOB Kay Hian, clients will be awarded with 1 reward point. All online and offline trades for SGX, Bursa, HKEx and US markets will be awarded with rewards points, provided that the trading account has online trading access. Rewards points are awarded daily, and are rounded down to the nearest reward point.

4. When do my rewards points expire?

Rewards points earned will be valid for up to two calendar years. Rewards points accumulated in a single calendar year will expire at the end of the following calendar year (31 December).

5. Can I combine the rewards points that I have earned from my different trading accounts?

Rewards points earned from multiple trading accounts can be combined for redemption as long as these trading accounts are linked to one login.

6. When can I make redemptions?

We are pleased to inform that you can make redemptions via our Rewards page within UTRADE Web which is available 24 hours a day, seven days a week.

7. When will my rewards points be deducted?

Upon successful redemption, the corresponding rewards points will be deducted from your account immediately.


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