Key Benefits
Enhanced Investment Experience
UCASH can be auto-linked to your securities account.
Monies will be deducted automatically for your equity investments and sales proceeds will be credited into UCASH to earn a higher interest.
Trading limits based on what you have with us.
Withdrawal of monies from your trust account will be credited in your bank account by T+1.
High Daily Accrued Interest
Get more bang for your buck with daily accrued interest at 0.80% p.a. for both SGD and USD. Interest earned before any redemptions will be accrued and credited back to your account at the end of the month.
No Lock-In Period
Access your cash at your convenience. There are no lock-in periods when you subscribe to UCASH.
Click on the button below for our Opt-in Form and send an e-copy to contact@utrade.com.sg to enrol today!
*The prevailing interest rate will be updated on a periodic basis and is subjected to fluctuation. Actual rate on the account will be based on the underlying constituents performance.
Where does UCASH generate the interest rate returns?
Invested in a portfolio of low-risk unit trusts chosen and curated by UOB Kay Hian.
Portfolio has had stable returns over multiple market cycles and are highly liquid.
Example of selected Unit Trust performance in UCASH portfolio

Past performance is not necessarily indicative of future performance. Any projections or other forward-looking statements regarding future events or performance of countries, markets or companies are (intended only to illustrate hypothetical results and) not necessarily indicative of, and may differ from, actual events, performance or results. No warranty whatsoever, expressed or implied, is given and no liability whatsoever is accepted by UOB Kay Hian or its affiliates, for any loss to anyone, arising directly or indirectly, from the use of this information or any action or omission made in reliance of any information, opinion or projection contained herein.

How does UCASH compare to others?
UCASH Provider A Provider B Provider C
Interest Rate SGD: 0.80% p.a.
USD: 0.80% p.a.
SGD: 0.58% p.a.
SGD: 1.0% p.a.
SGD: 0.11% p.a.
USD: 0.15% p.a.
Redemption Time T+1 T+1 T+6 T+1
As of 15 October 2021
Redemption time refers to the duration between redemption request and day of fund deposit into customer’s bank accounts.
For more information, visit UCASH FAQ or contact Client Services team at contact@utrade.com.sg
This advertisement has not been reviewed by the Monetary Authority of Singapore.