UCASH is a cash management service to help clients earn higher returns on their excess cash while maintaining a high degree of liquidity.
Key Benefits
Enhanced Investment Experience
UCASH can be auto-linked to your securities account.
Monies will be deducted automatically for your equity investments and sales proceeds will be credited into UCASH to earn a higher interest.
Trading limits based on what you have with us.
Withdrawal of monies from your trust account will be credited in your bank account by T+1.
High Daily Accrued Interest
Get more bang for your buck with daily accrued interest at 1.5% p.a. for SGD and 2.15% p.a. for USD. Interest earned before any redemptions will be accrued and credited back to your account at the end of the month.
No Lock-In Period
Access your cash at your convenience. There are no lock-in periods when you subscribe to UCASH.
Click on the button below for our Opt-in Form and send an e-copy to contact@utrade.com.sg to enrol today!
*Prevailing interest rate on the account is valid until amended. The rate is reviewed and revised periodically based on underlying constituents performance.

How does UCASH generate the interest rate returns?
Invested in a portfolio of low-risk unit trust and money market instruments chosen and curated by UOB Kay Hian.
Portfolio has had stable returns over multiple market cycles and are highly liquid.

Performance shown in chart is based on the returns of $10,000 in the respective currencies placed in an account onboarded with the UCASH service in May 2021. Past performance is not necessarily indicative of future performance. Returns on individual accounts may vary from the performance shown. Any projections or other forward-looking statements regarding future events or performance of countries, markets, or companies are (intended to illustrate hypothetical results and) not necessarily indicative of, and may differ from, actual events, performance or results. No warranty whatsoever, expressed or implied, is given and no liability whatsoever is accepted by UOB Kay Hian or its affiliates, for any loss to anyone, arising directly or indirectly, from the use of this information or any action of omission made in reliance of any information, opinion or projection contained herein.

New UCASH Enhanced (UCASH-EN)
UCASH Enhanced (UCASH-EN) is a weekly liquidity service introduced as an enhancement to the existing UCASH service. UCASH-EN allows opted-in UCASH clients to term out funds in their UCASH balance for one week to receive enhanced returns.

^Projected rate before fees and charges.
UCASH-EN: During the one-week lock-in period, funds cannot be withdrawn or used to pay for share purchases.

I have signed up for UCASH-EN and locked in my funds for one week. What happens after one week? Will the rate revert to the prevailing interest rate?
Yes, after one week, the rate on the amounts placed in UCASH-EN will revert to the prevailing interest rate for the UCASH service.

Note: The prevailing interest rate on the account is valid until amended. The rate is reviewed and revised periodically and can change without notice.

Can I place my funds in UCASH-EN again after one week to enjoy higher interest rates?
Yes, please contact your Trading Representative to place your funds again.
For more information, visit UCASH FAQ or contact Client Services team at contact@utrade.com.sg
This advertisement has not been reviewed by the Monetary Authority of Singapore.